Will Anderson 1349450b14 checkout: hold-until-launch radio actually works (SetupIntent path)
The Professional plan's "Hold until product launches" radio was wired
into the markup but ignored by both /api/payment-intent and the JS
submit handler. Buyers who picked it would still get charged
immediately because the server always created a PaymentIntent and
the client always called stripe.confirmPayment.

Fix:
  * /api/payment-intent reads body.timing. When plan=professional and
    timing=later, it creates a SetupIntent (usage=off_session) instead
    of a PaymentIntent and returns {setup_mode:true, client_secret:...}.
    Founding stays unconditional (lifetime, charge now).
  * checkout JS now reads the radio (currentTiming()), passes timing
    to the server, and re-fetches a new client_secret on radio change
    so the buyer's choice is honored even if they toggle after first
    mount.
  * window._neuronMode tracks 'payment' vs 'setup'. The submit handler
    branches: stripe.confirmSetup for save-card, stripe.confirmPayment
    for charge-now. The submit button label updates to "Save my card -
    no charge today" when in setup mode so the buyer sees the
    intent before they hit submit.
  * /api/link-customer receives timing + mode so the server can
    differentiate at attach time.

A future webhook on setup_intent.succeeded will create the actual
Subscription with trial_end at launch (Q3 2026 / 2026-09-01) - that
piece is queued via metadata[hold_until]=launch on the SetupIntent.
For now, the saved payment method sits in Stripe untouched.

The point: a buyer who picks "Hold until launch" is NOT charged. The
flow has to be airtight - no surprise charges.
2026-05-02 00:45:44 -05:00
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